The Authorize.Net Payment Gateway manages the complex routing of sensitive customer information through the electronic check and credit card processing networks. The company adheres to strict industry standards for payment processing, including:
- 128-bit Secure Sockets Layer (SSL) technology for secure Internet Protocol (IP) transactions.
- Industry leading encryption hardware and software methods and security protocols to protect customer information.
- Compliance with the Payment Card Industry Data Security Standard (PCI DSS).
Maintaining tight security, including using both standard and advanced fraud detection and prevention tools, is crucial to maintaining our business. We simply cannot afford to overlook the need for protection against fraud and other types of abuse.
Address Verification Service
The Address Verification Service (AVS) is a security system designed to combat one of the most common forms of online credit card fraud. AVS compares the billing address information provided by the customer with the billing address on file at the customer’s credit card issuer. The payment gateway receives an AVS response code and then either accepts or declines the transaction according to your configured settings.
Card Code Verification
Your card code is a three- or four-digit security code printed on a credit card’s signature panel in reverse italics, or following the full number on the front of the card. Similar to AVS, Card Code Verification (CCV) compares your card code with the card code on file at the credit card issuer. The payment gateway receives the card code verification response code from the customer’s bank and either accepts or declines the transaction according to your configured settings. Since the card code should only be known to the person in possession of the physical credit card, these additional numbers provide an extra measure of security against unauthorized credit card transactions.